It’s never too soon to hire a long-term disability (LTD) attorney in Louisville.
Most people will only turn to an LTD attorney after their claim has been denied, but you can help protect your interests by hiring a lawyer to help you file your initial application. When an incident occurs that renders you unable to work, it’s always a great idea to contact an LTD attorney for information on how you should proceed in your case. Hiring an LTD lawyer can help you avoid these following mistakes that could be detrimental to your case:
#1. Filing for disability benefits after you’ve already quit your job.
If your LTD insurance policy is covered by your employer, you should never quit your job before you apply for benefits. In most of these policies, the coverage will end when employment is terminated, which means that you are no longer covered by that policy if you decide to quit too soon.
#2. You transition into a position that is less demanding and pays less.
If your disability keeps you from being able to handle your current position, you may think it’s a good idea to transition into a position that isn’t so demanding. Unfortunately, doing this could cause you to unintentionally hurt your LTD case.
#3. You make mistakes on the application when applying for benefits.
Unfortunately, many LTD application questions are designed to establish a denial, and if you aren’t careful, a simple mistake on your LTD application could cause you to lose your benefits!
Don’t let a simple mistake keep you from getting the benefits you deserve. Contact us today to schedule your free consultation with our LTD lawyer.