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What’s The Difference Between SSDI And SSI?

There are several different types of Social Security Disability benefit programs, but the two most common types are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Working with a disability attorney experienced in both types of cases ensures that you have the best chance of successfully filing a disability application, whether for SSDI or SSI.

There are two general criteria for receiving both SSDI and SSI, criteria based upon financial requirements, and criteria based upon requirements establishing disability. To qualify for SSDI, an individual must have an adequate number of work history credits gained through employment and paying into the Social Security system over a period of years. In most cases, an individual must have worked in five of the ten years prior to incurring a disability.

A sufficient number of work history credits alone will not result in an award of SSDI, applicants must also prove that they have a medical condition that meets the definition of disability used by Social Security. These disabilities must be severe enough that an applicant will be unable to work for at least a year.

In contrast to SSDI, Supplemental Security Income (SSI) does not require any work history credits for eligibility. Limited resources (income, assets) and being either older than 65, blind or disabled is the primary criteria. Therefore, disabled persons with limited income and resources may qualify for SSI, despite the absence of any work history. Applicants must prove that they have some medical condition that meets the definition of disability, which is the same definition used for determining a disability for SSDI.

Total income, finances and resources of the applicant’s household will be considered when determining SSI eligibility. Married spouses will have both of their incomes taken into consideration. While SSDI applies only to individuals 18 and over, SSI does not, thus individuals under the age of 18 may apply for SSI.

The Sullivan Law Office provides assistance in ensuring that all applicants and recipients receive all of the benefits to which they are entitled in all types of disability cases. Working with an experienced disability attorney ensures that a complete and accurate application is filed with the Social Security Administration (SSA) and that all relevant, supportive information, including medical evidence, is gathered in support of a prospective claimant’s application.

The Sullivan Law Office may assist all applicants throughout all steps of the administrative process of determining disability and eligibility for appropriate, related benefits. If you have any questions or concerns about any kind of disability case, including Social Security Disability, long-term disability, short-term disability, state retirement and workers’ compensation, call the Sullivan Law Office today! Call 888-587-0228 or visit us online.

2018-05-03T22:10:38+00:00