When you are injured on the job, you are supposed to have your medical bills and time off paid for by workers’ compensation. This is an oversimplified explanation of an incredibly complicated matter. Understanding all of the ins and outs of workers’ compensation is not an easy task, and frankly, you don’t need to fully understand it. However, there are basic things about workers’ compensation in Louisville that everyone needs to know:
#1. Injuries that are covered.
Most injuries that occur in the workplace will be covered by workers’ compensation, but some exceptions do apply. For instance, if your injury took place on your lunch break, you probably won’t get coverage. There are many situations where it is dubious whether workers’ compensation will cover or not, and if you have questions, your best bet is to ask an experienced lawyer.
#2. Get treated by the right doctor.
If your injury is serious enough, you will be sent wherever the ambulance takes you, but for less serious injuries, it is important to ask your employer where you should go to get treatment. If you go to the wrong doctor, you may not be able to get coverage for your medical bills.
#3. Make sure your medical provider knows that you were injured at work.
There will be lots of paperwork to fill out at the doctor’s office or hospital, and when you are filling out that paperwork, you need to indicate that your injury happened at work. This will ensure that your medical bills aren’t sent to you, instead they will be sent to either your employer or their insurance company.
These are just a few things you need to know about workers’ compensation. Learn more when you stay tuned for our next blog.