It's never too soon to hire a long-term disability (LTD) attorney in Louisville.  Most people will only turn to an LTD attorney after their claim has been denied, but you can help protect your interests by hiring a lawyer to help you file your initial application. When an incident occurs that renders you unable to

Before you start the process of applying for long-term disability, it's important to understand the common causes for denied claims.  Long-term disability benefits are denied for many reasons, some of which may be legitimate and some may not be. At Sullivan Law Office, our goal is to help you get the benefits you deserve. That's

It's important to understand why long-term disability claims get denied.  The Employee Retirement Income Security Act (ERISA) governs all long-term disability policies provided by employers. Under this act, all disability applications are reviewed and evaluated by claims administrators, and unfortunately, they usually work with the insurance companies. Because of this, claims are often denied, even

Long-term disability carriers have a reputation for denying legitimate, well-supported claims. If you have suffered from an injury or illness that keeps you from work, you deserve to get your long-term disability benefits, but unfortunately, there are a few hoops that you will have to jump through first. The good news is that there are

When you are suffering from an injury or illness that renders you unable to work, the last thing you probably want to do is contact your long-term disability carrier.  Long-term disability insurance companies have a bad reputation for denying claims that were well-supported for a variety of reasons, and this leaves many people with disabilities

Have you had a chance to read our latest blog yet? If you have, then you know that, although it's possible to get long-term disability benefits when you have cancer, not all claims are approved. Whether or not you get your benefits depends on a number of factors, including the severity of your illness and

Although it's true that there are long-term disability benefits available for employees who get cancer, LTD claims for cancer aren't always approved.  Modern medicine has come a long way as far as cancer treatments are concerned, but unfortunately, we have yet to develop an actual cure for cancer. If your cancer is preventing you from

In our last blog, we talked about how you can be denied SSD benefits if you are engaging in SGA, as well as what the implications will be if you quit your job so that your SGA won't affect your claim. Although SGA is complicated for traditional employees, it is even more complicated for claimants

In our last blog, our long term disability attorney in Louisville talked about how you may not be engaging in SGA, even if you monthly income exceeds the SGA earnings cutoff. We've mentioned it before, and we'll say it again, SGA is rarely straightforward, and it can be a very complicated issue. That is why