Have you been denied long-term disability because your insurance company was acting unfairly? 

When your insurance company treats you unfairly, it can be a huge setback in getting the long-term benefits you deserve. Whether your insurance company just isn’t acting expeditiously or they are treating you unfairly, it is called acting in bad faith. If your insurance company is acting in bad faith, it is not only incredibly frustrating, it also happens to be illegal.

What constitutes acting in bad faith?

It is important to note that not all actions against you by your insurance company are bad faith, but that doesn’t mean that they can take as long as they want to investigate a claim or deny a claim for no real reason. The following is a list of a few examples of acting in bad faith:

  • Your insurance company has failed to promptly or thoroughly investigate your claim.
  • Your insurance company has wrongfully denied your claim.
  • Your insurance company has refused to settle your claim.
  • Your insurance company has shortchanged your benefits.
  • Your insurance company has their own, unreasonable interpretation of your policy’s terms.
  • Your insurance company has delayed paying your benefits for an unreasonable amount of time.

What should you do if your insurance company is acting in bad faith? 

While acting in bad faith is illegal, it can be difficult to prove. That is why, if your insurance company is treating you unfairly, you should turn to our long-term disability attorney in Louisville. Contact us today to get your free consultation.