At the Sullivan Law Office we have assisted many Kentucky workers that are members of the Kentucky Employees Retirement System (KERS). While many Kentuckians are not aware of this system, at some point in their working life they may participate in it. This blog should shed some light on a few basic things to know about the Kentucky Employees Retirement System.

The Kentucky Employees Retirement System was established on July 1, 1956 by the Kentucky legislature. Its membership includes employees of state government, non-teaching staff at regional state supported universities, and employees of local health departments, regional mental health/mental retardation agencies, and other quasi-state agencies. KERS includes both non-hazardous and hazardous duty benefits, as well as those based upon contribution.

KERS is one of three systems administered under the state administrative agency known as the Kentucky Retirement Systems (KRS). In addition to administering pension benefits, KRS is also responsible for the administration of retiree health, disability and death benefits for members of these three systems. The other two systems are the County Employees Retirement System and the State Police Retirement System.

You are a member of KRS if you are employed as a regular, full-time employee of a participating agency. There are three tiers of benefit plans available to KRS members. Your tier depends on your participation date with KRS. Employees are in Tier 1 if they began participation before September 1st, 2008. Employees are in Tier 2 if they begin participation on or after September 1st, 2008, but before January 1st, 2014. Employees that began participation on or after January 1st, 2014, are in Tier 3.

The participation date is when payment contributions and earning service credit with the KRS commenced, which may be different from a hiring date. The participation date may change the level of benefits, health insurance eligibility, as well as eligibility to purchase service.

The attorneys at the Sullivan Law Office can assist any participating member of the Kentucky Employees Retirement System assert and protect their rights to their Kentucky state retirement. Contact us today to get the help that you need in Louisville! Call 888-587-0228 or visit us online.Some Things To Know About The Kentucky Employees Retirement System (KERS)