Regardless of whether you are just starting the process of applying for Social Security disability benefits or you are already receiving benefits, you need to know what could cause those benefits to stop. That’s why, in our last blog, our disability attorney in Louisville went over a couple of common reasons why your benefits could be terminated. If you haven’t had a chance to read it yet, now is the time! Here are the last couple of things that could cause your Social Security disability benefits to stop:
#3. Returning to Work
Contrary to popular belief, you can work while receiving Social Security disability benefits, but you have to make sure that you aren’t engaging in substantial gainful activity (SGA). SGA is normally defined as work that brings in income over a specific dollar amount, which in 2015 is $1,820 for blind beneficiaries and $1,090 for beneficiaries who aren’t blind. In general, if you are engaging in SGA, you will no longer be eligible for benefits, but you should know that it is rarely that simple. Depending on the duties you engage in at work, the SSA may determine that you are engaging in SGA, even if your income doesn’t meet the above minimums. Another exception to the typical SGA rule is a trial work period. The SSA allows beneficiaries to keep receiving benefits for up to 9 months while they find out if they are ready to return to work. If you are still able to continue to work after the 9 months is complete, you will no longer be considered disabled.
#4. Being Institutionalized or Incarcerated
If you are convicted of a crime and confined to a penal institution or a prison, you will no longer receive benefits while you are incarcerated. A felony conviction will also cause your benefits to stop.