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Can You Work While Waiting for Disability Benefits?

How do you stay afloat while you wait for your Social Security disability benefits to get approved?

Whether you’ve already applied for Social Security disability benefits or you are thinking about applying, you should know that the application process can be a very long one. Additionally, if you are one of the 60 percent of applicants who will get denied for disability benefits, the process for filing a Social Security appeal can be even longer. How do you stay afloat while you are waiting for your benefits to get approved? One option is to work while waiting for your benefits.

Can you really work while waiting for your Social Security benefits?

You can certainly work while you are waiting for your benefits, but the matter is a bit more complicated that it seems. If you do decide to work, it is of the utmost importance that the volume or type of work you do doesn’t disqualify you for benefits. There are two different kinds of disability benefits you can apply for, and each program has its own employment eligibility thresholds.

  • Social Security Disability Insurance (SSDI) – If you are applying for SSDI, you will be ineligible if you earn more than the substantial gainful activity (SGA). The SGA for 2016 is set at $1,130.00 a month.
  • Supplemental Security Income (SSI) – SSI is a needs-based program, which means that you cannot have significant assets or income. If applying for SSI, talk to our attorney for the Social Security help you need in Louisville, as the matter can be complex.

Working is just one of the ways you can stay afloat while you wait for Social Security disability benefits. Learn more when you stay tuned for our next blog.

2016-06-01T14:46:36+00:00